Philip Segar

Philip Segar

Investment operations and credit — institutional fixed income, bank loans, and lending.

About

I've spent over a decade in banking, investment operations, and lending combined. Today I oversee multi-billion-dollar third-party fixed income and bank loan portfolios — the loan-level activity, the covenant monitoring, and the reconciliation that keeps the records clean.

Before that I spent about eight years as a banker at Wells Fargo, working with individuals and business owners on everything from account opening to credit needs. That's where I learned credit from the client side: what goes into a borrower's file, and how a lending decision gets made.

The combination means I'm comfortable across the full stack — from loan-level covenant terms and custodian reconciliation down to an individual borrower's file.

Experience

Investment Operations Analyst II · Pacific Life

June 2024 – Present

  • Oversight of third-party fixed income and bank loan portfolios, roughly $4 billion.
  • Loan-level activity — funding notices, paydowns, rate resets, settlements — and covenant-related monitoring.
  • Reconciliation against custodian and manager records, break research, and resolution of conflicting or inaccurate data.
  • Ongoing work with custodians, compliance, and the external manager to tighten reporting and process.

Mortgage Loan Originator · E-Mortgage Capital

September 2022 – Present

  • Licensed originator working across a network of more than 100 lenders in California and Arizona.
  • Analysis of borrower financials and credit; loan structuring; coordination of underwriting, escrow, and title through closing.

Internal Wholesaler · Pacific Life

October 2022 – May 2024

  • Distribution support and relationship management for a territory of financial advisors.
  • Advisor and client onboarding within a compliance-driven process.

Licensed Personal Banker · Wells Fargo

August 2014 – February 2022

  • Worked with individuals and business owners on everyday banking needs, from account opening and deposit products to credit requests.
  • Supported personal and small-business credit applications, including review of the financial information that accompanies them.
  • Working command of banking products, policy, and regulatory requirements.

Credentials

B.S., Business & Accounting — University of Phoenix
Education
FINRA Series 6, Series 63, and SIE
Securities
California Life Insurance License #0M34960
Insurance
CFA Institute Investment Foundations Certificate
Certificate
NMLS #1382410
Mortgage
California DRE Salesperson License
In progress

Community

Financial Team Member (Volunteer) · Hope Assembly

December 2022 – Present

  • Reconciliation and oversight of a seven-figure annual budget across the general ledger and third-party payment processors.
  • Year-end statements supporting audit and compliance.

Contact

Professional inquiries only.